Contractors All Risks

A cover for constructions and construction activities.

Construction engineer drawing a foundational plan on a white paper on table that is also occupied with rulers, ink pens, calculator, helmet and laptop

Universal Insurance Plc. Contractor-All-Risk policy is specifically designed to cover constructions and construction activities with a view to protecting materials, fixtures and equipment being used.

This policy is needed by organizations who engage in various activities and contract works to provide cover for loss or damage by fire, lighting, flood, impact and other perils relating to:

  • Liability to third parties in respect of accidental bodily injury, death and property damage.

  • Contract works and temporary buildings on site including materials brought on site for the performance of the contract anywhere in Nigeria.

  • Constructional plant, tools and equipment on site for the performance of the contract.

  • Employees personal effect.

  • Loss of amenities, as a result of obstruction to third parties trespass or nuisance

  • Denial of access, interference with light, air, water way and any other form of third party liabilities.

Cover may be extended to include contractors liability for loss or damage during the maintenance period, removal of debris, architect and surveyors fees and other extensions to mention a few.

Who can purchases this cover?

This is for Corporate and Business owners.

To request for someone to contact you;

For your insurance needs, send us an email at e-retail@universalinsuranceplc.com and be assured that we will respond within 10 minutes. You may also fill out the quote form below for a call-back, or call us on 0809 748 9596 or 0201 293 4645. Use our live support for quick response.