Auto Insurance

At Universal Insurance Plc., our Motor Insurance covers all types of automobiles for both private and commercial uses. Also covered are motorcycles and tricycles.

Motor insurance is one of the compulsory insurance classes that anyone who own or using a motor vehicle on the public highway must have.

Motor insurance which is the most common of all the known classes of insurance is designed to protect the insured for loss of or damage to his/her vehicle, damage to Third Party property including bodily injury and death to Third Party caused by an accident whilst using their vehicle.

Why would I need Motor insurance?

It is compulsory; it is the Law! (Section Traffic Act,1945)
To provide financial support for you when you damage other people’s vehicle or properties or when you cause bodily injury or death to third parties.
Provides replacement cost of damage or theft of your car
Re-imbursement of litigation cost

Comprehensive Motor

Generally, comprehensive insurance cover indemnify the insured for loss or damage of both private and commercial vehicles to it consequent upon Theft, Fire, Accident. It will also compensate the insured against his liabilities to third parties resulting from the use of the insured vehicle.
Various incentive discounts such as Fleet, Special and No Claims Bonus are available for large fleets.

Covers provided:

Death and Bodily Injury
Property Damage
Third Party Liabilities
Medical Expenses

To enable us make a competitive quote; click to download and fill our Motor Insurance Form

To obtain this cover, click the “BUY NOW” button below, Contact Us, use our live chat support, or call 01 2934645 to speak with one of our Customer Service team.

Third Party Motor

Third Party: Provides benefits in the events of

Death or bodily injury to a third party arising out of the use of the insured car
Death or bodily injury to a third party arising out of the use of the insured car

To enable us make a competitive quote;

Use our live chat support or call 01 2934645 to speak with one of our Customer Service team.

BUY NOW

Check NIID.org

Third Party Fire and Theft Insurance Cover

This offers the middle-ground level of protection. Taking out a TPFT policy would give you a better level of cover than third-party only, but you wouldn’t be as well protected as if you’d taken out a comprehensive policy.

What does third-party, fire and theft policy cover?

Third Party Property Damage
Third Party Death and Bodily Injury
Third-party medical treatment costs
Theft or attempted theft of the insured vehicle
Fire damage to the insured vehicle

Universal Insurance Plc. have you covered for your Third Party Fire and Theft Insurance. To speak to any of our Staff or Agent today, you may also reach us via live chat support or call 01 2934645. Contact Us

The guaranteed Insurance cover for your Automobiles

You’re one click away to have a cost effective Insurance cover package(s) for your Automobile. Click the button below to get started and select any of the packages that suits you or all of the above.