Machinery Breakdown

This Policy is designed to cover businesses against financial losses arising from sudden and accidental equipment failures.

A confident female factory worker operating industrial machine with touching control board system using tablet

The indemnity that is provided by a conventional Machinery Breakdown Cover is against the Risk of damage to any insured plant or machinery caused by mechanical and electrical breakdown while such plant or machinery is:

  • At work or at rest

  • Being dismantled, moved, or re-erected for the purpose of cleaning, inspection, repair or installation in another position within the premises; but in any case after commissioning.

Breakdown in this case means unforeseen damage resulting from:

  • Faulty materials, designs, construction or erection, vibration, maladjustment, misalignment

  • Being dismantled, moved, or re-erected for the purpose of cleaning, inspection, repair or installation in another position within the premises; but in any case after commissioning.

The main thrust of the Insurance Cover is mainly electrical and mechanical breakdown and accidental damage resulting from extraneous causes.

To enable us quote adequately, we require detailed information about the plant or machinery to be covered.

For your insurance needs, send us an email at e-retail@universalinsuranceplc.com and be assured that we will respond within 10 minutes. You may also fill out the quote form below for a call-back, or call us on 0809 748 9596 or 0201 293 4645. Use our live support for quick response.