Fire Insurance

This is an Insurance Policy that provides compensation against the destructive effects of fire, lighting or explosion. The policy can be extended to cover additional perils such as flood, earthquake, and impact by aircraft or motor vehicles, storms, burst pipes as well as malicious damage, riot strike and civil commotion. Other possible extensions include:

  • Architects and Surveyors Fees
  • Debris removal
  • Annual automatic increase of the sum insured to protect you against inflation
  • Automatic reinstatement of the sum insured after loss

The property expected to be covered are your buildings, office furniture, fixtures and fittings, stock of raw materials etc. If the building is rented, you will need to insure the rent paid to cover cost of alternative accommodation in the event of a fire. The Policy can also cover such property held by you in trust or on commission.

To enable us make a competitive quote, you will need to supply us with the values of your various assets. 

Use our live chat support or call 01 2800700 to speak with one of our Customer Service team.

Get To Know Us

Universal Insurance Plc. is a leading name in the Nigerian insurance and financial services industry with over four decades of experience and operations in many states of the Nigerian Federation including the Federal Capital Territory.

Universal Insurance serves commercial, institutional and individual customers through an extensive general insurance network, also providing financial services and risk management services nation-wide. Universal Insurance Plc.'s leadership is as a result of its underwriting skills, innovative insurance solutions, financial strength, superior service and prompt claims settlement.

S5 Box