Occupier's Liability Insurance

Scope of Cover: This policy indeminifies the occupier of a building against his legal liability for death, bodily injury to Third Party, or damage to Third Party properties as a result of:

  • Collapse;
  • Fire;
  • Storm;
  • Earthquake; and
  • Flood.

Subject Matter of Insurance:

All business and office premises (government, corporate, private); All hotels, guest houses and hostels; All residential buildings that are let out in full or in part; All recreational centres, club houses, cinema halls etc; All schools and training institutions; All petrol and Gas stations; and All other buildings where members of the public have ingress or egress as licensee; tenants; lodgers; and for educational medical; business and recreational purposes.

Schedule of Compensation

Specified Annual Limit of Indemnity Unspecified 
Claim under Personal Liability =N=5.0 million   As per Court
Claim under Public Liability =N=10.0 million Award
Claim under Property Damage =N=35.0 million  
Claim under Employers Liability  As provided in WCA  

To enable us make a competitive quote;

Use our live chat support or call 01 2800700 to speak with one of our Customer Service team.

Get To Know Us

Universal Insurance Plc. is a leading name in the Nigerian insurance and financial services industry with over four decades of experience and operations in many states of the Nigerian Federation including the Federal Capital Territory.

Universal Insurance serves commercial, institutional and individual customers through an extensive general insurance network, also providing financial services and risk management services nation-wide. Universal Insurance Plc.'s leadership is as a result of its underwriting skills, innovative insurance solutions, financial strength, superior service and prompt claims settlement.

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