- Scope of Cover: The cover provides indemnity in respect of Death; Permanent Disability; Partial Disability; and Injury by Shock; all arising from mistakes, negligence and acts of commission and omission of medical practitioners and institutions.
- Parties likely to purchase this insurance are: Medical Institutions and Professionals providing services under the NHIS.
- Liable Parties: Chief Medical Director; Medical Professional; Medical Institution
- Beneficiaries: The patient; and the relation of the patient who qualifies under the doctrine of “love and care”.
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