Machinery Breakdown

The indemnity that is provided by a conventional Machinery Breakdown Cover is against the Risk of damage to any insured plant or machinery caused by mechanical and electrical breakdown while such plant or machinery is:

  • At work or at rest
  • Being dismantled, moved, or re-erected for the purpose of cleaning, inspection, repair or installation in another position within the premises; but in any case after commissioning.

Breakdown in this case means unforeseen damage resulting from:

  • Faulty materials, designs, construction or erection, vibration, maladjustment, misalignment
  • Defective lubrication, loosening of parts, abnormal stress etc.

The main thrust of the Insurance Cover is mainly electrical and mechanical breakdown and accidental damage resulting from extraneous causes.

To enable us quote adequately, we require detailed information about the plant or machinery to be covered.

Use our live chat support or call 01 2800700 to speak with one of our Customer Service team.

Get To Know Us

Universal Insurance Plc. is a leading name in the Nigerian insurance and financial services industry with over four decades of experience and operations in many states of the Nigerian Federation including the Federal Capital Territory.

Universal Insurance serves commercial, institutional and individual customers through an extensive general insurance network, also providing financial services and risk management services nation-wide. Universal Insurance Plc.'s leadership is as a result of its underwriting skills, innovative insurance solutions, financial strength, superior service and prompt claims settlement.

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