Builders' Liability Insurance

Scope of Cover: The cover provides indemnity in respect of Construction Risks Resulting in: Death of Site Workers; Death of Third Parties; Injury to Site Workers or Third Parties; and damage to Site Workers’ or Third Parties’ property.

Subject Matter of Insurance: All buildings of more than two floors under construction.

  • Liable Parties: Parties likely to purchase this insurance are Owner and /or contractor of the Building under Construction; Sub Constructors, Agents, Servants and Consultants of the Contractor or owner.
  • Protected Parties: Site Workers and Members of the Public.
  • Beneficiaries: Survivors of the site worker or member of the public who dies in a collapsed construction work, Site Worker or Member of the public who becomes injured in a collapsed construction work and damage to third party property.

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Get To Know Us

Universal Insurance Plc. is a leading name in the Nigerian insurance and financial services industry with over four decades of experience and operations in many states of the Nigerian Federation including the Federal Capital Territory.

Universal Insurance serves commercial, institutional and individual customers through an extensive general insurance network, also providing financial services and risk management services nation-wide. Universal Insurance Plc.'s leadership is as a result of its underwriting skills, innovative insurance solutions, financial strength, superior service and prompt claims settlement.

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