This Insurance cover is designed to provide indemnity to a professional man against his legal liabilities towards third parties for bodily injury, loss or damage arising from his own professional negligence or that of his employees and their predecessors' in business occuring during the period of insurance within the teritorial limit.
This liability normally arises from breach of contract. A very important implied term in the contract for services between a professional man and his client is that reasonable care and skill will be exercised in the services rendered but where this does not happen definitely there is a cause for concern on the part of the aggrieved party.
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