Fidelity Gurantee

This policy indemnifies the insured employer against all direct pecuniary losses sustained through any act or acts of fraud or misappropriation committed by the insured’s employees, discovered during the currency of the insurance or termination of employment whichever shall happen first. That is, the risk of employee’s infidelity is being transferred to the insurance company.

Specific Exclusions:

  • Lack of proper precaution and checks for securing accuracy of account.
  • Continued retention of an employee with a previous known fraud / theft case

    To request for someone to contact you;

    Use our live chat support or call 01 2800700 to speak with one of our Customer Service team.



Get To Know Us

Universal Insurance Plc. is a leading name in the Nigerian insurance and financial services industry with over four decades of experience and operations in many states of the Nigerian Federation including the Federal Capital Territory.

Universal Insurance serves commercial, institutional and individual customers through an extensive general insurance network, also providing financial services and risk management services nation-wide. Universal Insurance Plc.'s leadership is as a result of its underwriting skills, innovative insurance solutions, financial strength, superior service and prompt claims settlement.

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