Driver's Pass Insurance | Universal Insurance Plc.

Driver’s PASS

This means Driver’s Personal Assurance & Safety Scheme. It is an insurance plan designed to compensate drivers in case of an accident.

All drivers are exposed to the risk of accident, not necessarily because they are careless or reckless, but because accidents sometimes occur due to the recklessness of other road users or various other reasons. When an accident occurs, the Driver as well as others persons may:

sustain injury that needs medical treatment.
not be able to walk or work again (i.e. permanent disability) after the treatment.
die and this makes his family, especially his children to suffer.
hit another road user and cause injury to them or damage to their property which he will be asked to pay.

Some drivers usually find it very difficult to raise money to take care of the challenges arising from an accident. Therefore, every driver, whether corporate, private or commercial driver needs Driver’s PASS to protect him against the consequences of an accident.

The premium (Amount) you pay depends on the Plan you choose. Below are 3 types of Plan you can choose from.

CORPORATE DRIVER COVER at ₦4,000 per annum, you get paid up to:

₦150,000 for Medical Expenses
₦200,000 for Permanent Disability
₦200,000 for Death
₦100,000 for Personal Liability

TAXI & BUS DRIVER COVER at ₦3,300 per annum, you get paid up to:

₦100,000 for Medical Expenses
₦200,000 for Permanent Disability
₦200,000 for Death
₦100,000 for Personal Liability

TRUCK DRIVER COVER at ₦3,500 per annum, you get paid up to:

₦100,000 for Medical Expenses
₦250,000 for Permanent Disability
₦250,000 for Death
₦100,000 for Personal Liability