Bargain Master

Bargain Master Nigeria Customer Purchase Guarantee – Powered by Universal Insurance SHOPPING GUARANTEE

What is Universal Insurance Shopping Guarantee?

When you complete an eligible purchase from Bargain Master Nigeria, you receive, at no cost to you, a Shopping Guarantee that may include the following benefits lasting till the day of your purchase delivery:

"Full Purchase Guarantee. If within 30 days of the date of your eligible purchase Bargain Master Nigeria has failed to fulfill the express terms of the transaction, you may claim a reimbursement of the full product price at the time of purchase.  Some restrictions apply"

To receive the applicable benefits, your Universal Insurance Shopping Guarantee certificate must be current and valid. When making a benefit claim, you and/or Bargain Master Nigeria may be required to provide more information in order to authenticate your Guarantee.

All benefit claims must be made within 30 days of the date of the eligible purchase.

There is no additional cost for these benefits. This is not a subscription service; and you will not be billed for this, and there is nothing for you to cancel. The benefits expire 30 days from the date of eligible purchase. Expiration will not affect any claims already in process.

What is a validity period?

Your Universal Shopping Guarantee validity period begins on the date you make your eligible purchase and lasts for 30 days. For example, if you make your eligible purchase on September 1, then your validity period continues until, and ends on, September 30.

How do I activate my benefits?

Go to Universal Insurance Shopping Guarantee Buyer Service Center to register your unique Universal Insurance Shopping Guarantee number within the 30 day validity period. The number is displayed on the order confirmation page of Bargain Master Nigeria Web site from which you made your eligible purchase.
The number is also included in the Certificate of Guarantee email sent to you. After you register your valid number, you may report a problem.. We reserve the right to require more information from you and/or Bargain Master Nigeria to authenticate and process your claim.

The following terms apply to the Universal Insurance Shopping Guarantee benefits on Bargain Master Nigeria:

Purchase Guarantee

The Purchase Guarantee allows you to make a claim if Bargain Master Nigeria has not performed according to its express terms of sale. If a resolution is not obtained from Bargain Master Nigeria after going through the steps of Bargain Master Dispute Resolution Process, then our Claims Specialists will make a determination as to whether the express terms of sale were performed.

The Claims Specialist has full discretion in resolving the claim. If the claim is resolved in your (the buyer's) favor, we will reimburse you for the amount of the product as listed at the time of purchase.

How to Use the Service:

At any time during the validity period of a Universal Insurance Shopping Guarantee, you can register or log in to the Universal Insurance Shopping Guarantee Buyer Service Center to utilize the Service. To use the service:
• You must be the buyer of record of a valid Universal Insurance Shopping Guarantee Certificate issued within the immediately preceding 30 days.
Purchase Guarantee Terms:
• The express terms of sale, as stated on Bargain Master Nigeria Website, are guaranteed for the full value of your eligible purchase (excluding shipping & handling and taxes).
• You must submit a complete Report  on a Problem Transaction form within the 30-day validity period. All reported problems must be made in English.
• Your acceptance of the item(s) purchased terminates the Purchase Guarantee, but in no circumstances will a claim be accepted after the 30-day validity period.
• You have no rights under this Purchase Guarantee if:
o The express terms of sale were performed by Bargain Master Nigeria;
o Bargain Master refunds to you an amount equal to or greater than the amount of the Purchase Guarantee;
o You have not met your obligations under the terms of the transaction, including making full payment; or
o Your purchase of the item violates any applicable governing laws and regulations.
• The Purchase Guarantee will not cover, under any circumstances, any damages related to any of the following:
o Damages in excess of the purchase price;
o Shipping & handling
o Taxes;
o Express, implied or statutory product warranties or product guarantees of any kind, including but not limited to implied warranties of merchantability, and fitness for a particular purpose;
o Special, incidental or consequential damages including punitive damages; nor
o Diminution in value of the item.
• Any litigation related to the administration of the Purchase Guarantee must be commenced within 1 year from the purchase date, except where the applicable period of limitation required by law is longer, then such period shall be the shortest allowable by law.

Data Collection and Privacy

During your visit to a Bargain Master Nigeria online shopping website, Universal Insurance Plc may collect information, known as "cookies" regarding your visit. During the eligible transaction, Universal Insurance Shopping Guarantee will collect certain information, including your name, email address, and date and time of the eligible transaction in order to provide the Universal Insurance Shopping Guarantee Certificate email and unique guarantee number, unless you opt-out during the transaction process.

We will not use your information for any purpose, other than to administer Universal Insurance Shopping Guarantee and any claims that you submit.

Any information collected is subject to Universals Insurance Complete Online Privacy Statement, including our Terms and Condition

For best prices on quality products in Nigeria, shop online on Bargain Master Nigeria website. You are guaranteed to buy products of the highest quality from more than 50 categories and over 400,000 Products.

The best brands on TV, Laptops, Printers, Food and Beverages, Wristwatches, Fashion and accessories, Refrigerator, Air Conditioner, Baby Food, Cosmetics, Office equipment, Washing Machine, Sound system, Home Decoration and  More Sell products on Bargain Master Nigeria website faster.

To learn more about Universal Insurance Shopping Guarantee, visit Shopping Guaranteed Page.

Get To Know Us

Universal Insurance Plc. is a leading name in the Nigerian insurance and financial services industry with over four decades of experience and operations in many states of the Nigerian Federation including the Federal Capital Territory.

Universal Insurance serves commercial, institutional and individual customers through an extensive general insurance network, also providing financial services and risk management services nation-wide. Universal Insurance Plc.'s leadership is as a result of its underwriting skills, innovative insurance solutions, financial strength, superior service and prompt claims settlement.

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